Real estate guides, market reports, and tips for buyers and sellers in Central Texas.
Texas homeowners: the homestead exemption now removes $140,000 of your home's value from school taxes. Here's who qualifies, how to file Form 50-114, and key deadlines.
Austin's median sale price fell 6.4% year over year to $412,000 (Unlock MLS, Sept. 15, 2026). See what the data means for buyers and sellers this fall.
Learn how to find assumable mortgages in Texas — FHA, VA, and USDA listings, search tools, and servicer rules for 2026. Talk to Sully in Austin today.
Green card holders can buy a house in Austin with the same FHA and conventional loans as citizens. Learn the documents, costs, and programs before you start.
Compare 2026 average home prices in Round Rock, Cedar Park, and Pflugerville using Unlock MLS and Census data. Book a free consultation today.
The Austin metro's top appreciation areas in 2026: Leander, Liberty Hill, Cedar Park, Hutto, and Dripping Springs. See the MLS data and what it means for buyers.
The Austin-Round Rock-San Marcos metro entered fall 2026 with sales up 4.4%, inventory down nearly 10%, and a median sale price of $435,000 — up just 1.0% year over year. Mortgage rates held near 6.65%, according to Freddie Mac. What it means for buyers and sellers this fall.
Complete 2026 cost breakdown comparing Austin, Round Rock, and Cedar Park on housing, property taxes, groceries, utilities, and commuting. Real data from Redfin, Zillow, and county tax offices.
Practical steps to raise your credit score before buying a home in Texas. Learn how FICO scores work, minimum credit requirements by loan type, and proven strategies to improve your credit in 2026.
You don't need 20% down to buy a home in Austin. Learn the real minimums by loan type (3%, 3.5%, 0%), down payment assistance programs, and total cash needed at closing in 2026.
A practical guide for Spanish-speaking buyers and sellers in Austin: what to look for in a Spanish-speaking realtor, red flags to avoid, and questions to ask before you commit.
Complete first-time homebuyer checklist for Texas: credit scores, down payments, closing costs, documents, inspections, and the Texas option period — everything you need in one guide.
FHA loans need less cash up front but require a SSN. ITIN loans let you buy without a SSN but usually ask for a larger down payment. Compare requirements, costs, and decide which is right for you in Texas.
Should you refinance your Texas home in 2026? Current Freddie Mac rates, break-even math, Texas A6 cash-out rules, closing costs, and a step-by-step decision framework for Austin-area homeowners.
Complete step-by-step guide to selling your home in Austin, Texas in 2026. Market data, costs, pricing strategy, disclosure requirements, and closing process explained.
Where to find affordable homes in Austin in 2026 — by ZIP code, neighborhood, and suburb. Median prices, market data, financing options, and buyer tips.
Complete guide to Texas homebuyer assistance programs in 2026: TSAHC grants, TDHCA deferred liens, MCC tax credits, and local Austin DPA. See who qualifies and how to apply.
Austin's housing market turns a corner in July 2026 as median prices post their first year-over-year gain of the year, inventory tightens, and mortgage rates hold steady, per Freddie Mac.
Complete 2026 guide for first-time home buyers in Austin, TX — current market data, mortgage rates, down payment assistance programs, step-by-step process, and tips for ITIN buyers.
Everything you need to know about buying a house in Round Rock, TX in 2026 — median prices, best neighborhoods, school districts, property taxes, and tips for first-time buyers.
Step-by-step guide to buying a home in Austin, Texas in 2026 — budgeting, pre-approval, neighborhoods, offers, inspections, closing costs, and current market data.
How Austin-area school districts affect home prices, property taxes, and resale value in 2026 — with median home prices and tax rates by district, and tips for researching school zoning before you buy.
Austin new construction market in 2026: builder incentives, pros and cons, where new homes are being built, and whether buying new is worth it for your situation.
Received more than one offer on your Austin home? Learn how to evaluate, compare, and choose the best offer — even in a balanced 2026 market.
Learn how to buy a home in Austin with bad credit. FHA loans from 500 score, ITIN loans, down payment assistance, and credit improvement tips. Free consultation.
Texas law does not require sellers to make repairs before selling a home. But you must disclose known defects. Learn what 'as is' really means, how the option period works, and what happens if you hide problems.
Discovering a lien on your Texas home doesn't have to derail your sale. Learn the types of liens, how they affect selling, and what steps to take to close successfully.
Complete guide to the Texas Seller's Disclosure Notice (TREC Form 55-1): what it covers, who is exempt, what happens if you fail to disclose, and best practices for Austin-area home sellers.
Complete guide for Californians relocating to Austin in 2026. Compare home prices, taxes, cost of living, and lifestyle changes. Real data from Redfin, Bankrate, and NAR.
Complete 2026 guide to USDA loans in Texas. Learn how to buy a home with zero down payment in eligible rural areas around Austin. Income limits, eligible areas, and step-by-step application process.
Learn what a buyer's agent does, how they get paid after the 2024 NAR settlement, what Texas law requires, and whether you need one when buying a home in Texas.
Learn how to protest your property taxes in Texas step by step. Key dates, evidence tips, homestead exemptions, and Austin-area specifics for 2026.
A complete guide for Texas homebuyers: what HOAs do, how much they cost in Austin, pros and cons, 2026 Texas HOA law changes, and questions to ask before buying.
Austin median home price rose 1.1 percent year-over-year to 450000 in June 2026 the first annual increase in three years. Inventory fell 15 percent pending sales jumped 13 percent.
A complete guide to Texas homeowners insurance for 2026: coverage types, average costs in Austin, windstorm and hail deductibles, what is excluded, and 7 ways to save money on your policy.
Yes, you can buy a home during an active Chapter 13 bankruptcy in Texas. Learn the loan options, trustee requirements, waiting periods, and step-by-step process.
When your home appraisal exceeds your purchase price in Texas, you gain instant equity. Learn what it means for your loan, PMI, taxes, and next steps.
Yes, you can get a mortgage with a new job. Learn the employment history requirements for FHA, conventional, VA, and USDA loans in Texas — and what documents you need.
No green card required to buy a home in Texas. Learn how non-citizens can purchase property using ITIN loans, FHA loans, and other financing options.
Yes — you can buy a house in Texas with an ITIN instead of a Social Security Number. Learn how ITIN mortgage loans work, requirements, down payments, and rates in 2026.
Learn FHA down payment, credit score, MIP, and Austin-area costs for Texas buyers in 2026. Talk with Sully Ruiz to compare your options.
Learn what PMI means in Texas, when it applies, how removal works, and whether low-down-payment buyers in Austin should avoid it. Book a free consult.
Learn what debt-to-income ratio lenders look for in Texas, how DTI affects loan options, and what Austin-area buyers can do next.
Learn what a Texas home inspection covers, what it costs in Austin, and how buyers use the report during the option period. Includes 2026 checklist and FAQs.
Earnest money in Texas is typically 1-3% of the purchase price. Learn how it works, when it is refundable, and how it differs from the option fee.
Assumable mortgages in Texas let buyers take over a sellers FHA or VA loan. Learn how assumptions work, requirements, pros, and cons in 2026.
A low appraisal can delay an Austin home sale. Learn your options, the appraisal-gap math, and when to renegotiate or challenge the value.
Worried about your ITIN expiring while you have a mortgage in Texas? Learn what it means for your home loan and what steps you need to take. Contact Sully Ruiz for a free consultation.
Wondering how long it takes to sell a house in Austin in 2026? See current timing, pricing, and prep tips, then book a free consultation.
Expired listing in Austin? Learn when to relist, what to fix first, and how to avoid repeating the same mistakes. Book a free consult.
See what really drives Austin home values in 2026, where online estimates miss, and how to price smarter. Book a free consultation with Sully Ruiz.
Learn which repairs are worth making before selling in Austin in 2026, and when a credit or price cut may be smarter. Book a free consult with Sully.
Wondering whether to accept an offer below asking in Austin? See 2026 market data, negotiation benchmarks, and how to protect your net proceeds.
Austin sellers in 2026: learn when a closing-cost credit beats a price cut and when lowering the list price is the smarter move. Book a consult.
See May 2026 Austin housing prices, inventory, and rate trends, then book a local consult with Sully Ruiz.
See the typical cost to sell a house in Austin in 2026, from title fees to concessions, and get a realistic seller net estimate.
Learn when to lower your home price in Austin, what 2026 market data says, and whether a price cut or concession is smarter. Book a pricing review.
Austin homes take longer to sell in 2026. Learn the top reasons listings stall and how to fix pricing, prep, and marketing with Sully Ruiz.
Selling in Austin usually takes 45 to 90 days from prep to closing. Learn each step, common delays, and when to talk to Sully Ruiz.
Understand Texas property taxes, key exemptions, and how to estimate the real monthly payment before you buy. Book a free consultation.
Selling a home in Texas without speaking English? Learn your rights, red flags, and safest next steps before you sign. Book a consultation.
Selling a home in Texas? Learn when capital gains tax applies, how the IRS exclusion works, and what records to keep. Book a free consult.
Yes. Learn how selling a home bought with an ITIN loan works in Texas, including taxes, FIRPTA, and closing steps. Book a free consult.
Selling a Texas home as a non-citizen? Learn FIRPTA withholding rules, exemptions, timelines, and next steps with Sully Ruiz. Book a free consult.
Selling a home in Austin and want Spanish-speaking support? Learn pricing, disclosures, seller costs, and closing steps. Book a free consultation.
Yes—if the loan, title, and exit plan are set up right. Learn how two families can co-buy in Texas and what to watch before you sign.
See April 2026 Austin housing market trends, home prices, inventory, and mortgage rates. Need local guidance? Book a consult with Sully Ruiz.
Comparing Round Rock vs. Georgetown in 2026? See prices, commute times, schools, and lifestyle differences—then book a free consultation.
Learn how immigrants can build credit in the U.S. and prepare for homeownership in Texas. Start with Sully Ruiz today.
See whether renting or buying makes more sense in Austin in 2026, with local market data, cost comparisons, and next-step guidance.
See how much cash Austin buyers may need in 2026 for down payment, closing costs, and monthly payment planning. Book a free consultation.
Learn the credit score ranges Texas buyers usually need for FHA, conventional, VA, USDA, and ITIN loans. See your next step with Sully Ruiz.
Learn how self-employed buyers in Austin can qualify with bank statement loans, what documents you need, and when to talk to Sully Ruiz.
Yes, you may still qualify. Learn how alternative credit, rent history, and the right lender can help you buy a home in Texas.
Compare FHA, conventional, VA, USDA, jumbo, and ITIN loans in Texas so you can choose the right mortgage for your budget and timeline. Book a free consult.
Learn the ITIN loan documents Texas buyers need in 2026, plus Austin market context and next steps. Start with Sully Ruiz today.
Compare 2026 down payment assistance in Austin and Travis County: the City of Austin program, TSAHC and TDHCA. Current limits, income rules and next steps.
Yes, you can buy a house in Texas with an ITIN. Learn what documents lenders ask for, how the process works step by step, and current Austin metro prices.
Can you buy a house without an SSN in Texas? Learn the real options, documents, and costs, then talk with Sully Ruiz for a plan.
Compare Austin's 2026 cost of living with Dallas, Houston, and San Antonio, then plan your next move with Sully Ruiz.
Planning a move to Austin? See 2026 housing, commute, school, and cost tips before you relocate. Talk with Sully Ruiz today.
Thinking about your first Austin investment property? Learn the numbers, risks, neighborhoods, and financing basics before you buy.
Comparing neighborhoods in the Austin metro for 2026? See median prices, space for the money, commute tradeoffs, and how to choose the right fit.
Thinking about selling in Austin? See what the 2026 market means for price, timing, and strategy—then book a free consultation.
Planning to sell in Austin? Use these home staging tips to make your listing stand out in 2026 and book a free consultation with Sully Ruiz.
Learn how to price your Austin home to sell faster in 2026 with local data, smart comps, and guidance from Sully Ruiz.
See March 2026 Austin housing market trends, prices, inventory, and what they mean for buyers and sellers. Need local guidance? Book a consult.
Closing costs in Texas run 2%–5% for buyers and 6%–9% for sellers. Learn every fee line by line, with a real $400K Austin example and tips to reduce what you pay.
Step-by-step guide to getting mortgage pre-approved in Austin, TX. Learn credit score requirements, documents needed, and how much home you can afford in 2026.
Texas homebuyers in 2026 can access up to $40,000 in down payment assistance. Learn which DPA programs cover Austin, how to stack them, and how to qualify.
Yes, you can buy a home in Texas without a Social Security Number. Learn how ITIN loans work, what documents you need, down payment requirements, and step-by-step guidance for 2026.
Complete 2026 guide for first-time homebuyers in Austin, TX. Learn about loan options, down payment assistance programs, and the best affordable suburbs.
Thinking about moving to Jarrell, TX? Discover the housing market, neighborhoods, schools, commute times, and cost of living for 2026. Median homes around $281K.
Thinking about moving to Buda, TX? Discover the housing market, neighborhoods, cost of living, and commute times for 2026. Your complete guide.
Thinking about moving to Kyle, TX? Discover home prices, top neighborhoods, schools, commute times, and why Kyle is one of the fastest-growing cities in the Austin metro.
Lower your Texas housing costs with 3 free steps: filing your homestead exemption, shopping your insurance every year, and protesting your appraisal before May 15.
Thinking about moving to Hutto, TX? Discover the housing market, neighborhoods, schools, commute, and cost of living in this fast-growing Austin suburb. Updated March 2026.
Discover Leander, TX — fast-growing Austin suburb with a ~$411K median home price, Leander ISD, Red Line commuter rail, and Hill Country master-planned communities. Free consultation.
Pflugerville is a fast-growing Austin suburb with a median home price of $360K — $180K less than Austin. 40+ miles of trails and a 20-minute commute. See if it's right for you.
Thinking about moving to Cedar Park, TX? Discover home prices, Leander ISD, neighborhoods, commute times, and cost of living in 2026.
Thinking of moving to Georgetown, TX? Get the full picture: housing prices, neighborhoods, schools, commute to Austin, and what life is really like in one of Texas's fastest-growing cities.
Selling a home in Austin in 2026? Get the full guide — pricing, costs, process, negotiations, and closing explained in plain language.
Living in Austin, TX in 2026: median home prices, best neighborhoods, schools, commute, and cost of living — with current Unlock MLS and Census data. Free consultation.
Thinking about moving to Round Rock, TX? Discover the housing market, neighborhoods, schools, cost of living, and commute tips for 2026.
Start your homebuying plan: answer 3 questions, share your details and book a 20-minute session with Sully — no cost, no obligation. The formal mortgage qualification is done by a licensed lender.
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