Ruta al SÍ — Your Path to YES · 1 minute

Your own home is closer than you think.

Answer 3 questions and start your Plan Ruta al SÍ™: your real next step toward owning your home — clear, in plain language, at no cost.

  • Know exactly where you stand and what's left — no guessing.
  • A clear, personalized plan for your next step.
  • Honest guidance, no pressure, no cost.

Free: start your Plan Ruta al SÍ today — your starting point, your next 3 steps, and your first 90 days — completed with Sully in your session.

Your Ruta moves at YOUR pace. Ready now? Tell us in the first question — if your goal is to buy soon, we move faster: your first step lands in your inbox today.

Under 1 minute · No cost, no obligation

Sully Ruiz · Realtor · Keller Williams Austin NW · TX License #0742907

I get it

If any of this sounds like you… this page is for you

  • You earn more than a few years ago, you work hard… but you're still paying rent and feel like life isn't moving forward.

  • You've avoided talking to banks because you're afraid they'll use confusing language, judge you… or tell you that "you don't qualify."

  • You see others buy homes and you're happy for them, but inside you feel behind, even though you do everything "right."

  • You don't want to make a huge mistake with your family's home, or get stuck in a payment you can't sustain.

  • The most exhausting part isn't paying rent… it's living with the constant doubt: "Could I already buy… or not yet?"

The real enemy

The problem isn't you. It's the confusing information.

On TikTok, on Facebook, in the family… everyone says something different:

"You need 20% down."

"Without perfect credit, you won't get approved."

"Right now isn't a good time to buy."

With so much mixed information, it's normal to feel confused and frozen.

Nobody has explained to you CLEARLY and in plain language, with your real numbers, how close you are to owning your home — with 3% down and no PMI.

That's what the Path to YES is for.

What you get at no cost today

Here's what you get: your Plan Ruta al SÍ™

It's not just a session — it's your plan. I prepare every Plan Ruta al SÍ myself, with the 3% down, no-PMI route.

Illustration of the Plan Ruta al SÍ on a kitchen table
Your starting pointYour next 3 stepsYour first 90 days

Top 2.5%Platinum Top 50 · Austin REALTORS 2025 · 150+ families guided · $15M+ in sales

1

Your starting point: a comfortable monthly payment

We look together at an approximate payment range your family could handle WITHOUT drowning. The formal mortgage qualification is done by a licensed lender.

2

Your first 90 days: the Ruta al SÍ Checklist (PDF)

You get the complete route — the same checklist 150+ families in the Austin area used to go from renting to owning — and in your session we mark together the steps that are yours for your first 90 days.

3

Sully stays with you: lenders who actually explain things well

If it makes sense, I suggest 1–2 lenders who regularly work with families in Texas. I receive no compensation for referring you.

The complete Plan Ruta al SÍ — session, checklist, and lender intro — is yours at no cost. My Realtor compensation is agreed in writing in your Buyer Representation Agreement before we tour homes — we review it together and terms vary by transaction.

Your 20-min session

This is how we complete your Plan Ruta al SÍ™ in your 20-minute session

  1. 1

    An honest snapshot of where you are

    I ask a few simple questions about your income, debts and savings. No judgment, no lectures.

  2. 2

    A clear read: how close are you to YES?

    With your numbers, I help you understand whether you could already speak with a lender today, or which 2–3 adjustments would bring you closer to YES in 6–12 months. The formal loan qualification is done by the lender, not by me.

  3. 3

    Your Plan Ruta al SÍ, written down

    You leave with your next 3 steps written down: what to do this month, what to adjust in 3–6 months, and what your purchase would look like if you follow the plan.

Real stories

Families like yours already found their YES

5.039 Google reviews
Top 2.5%Platinum Top 50 · Austin REALTORS 2025
150+families guided
$15M+in sales

Homes sold faster than market average · 95% client satisfaction · Keller Williams · Bilingual · Since 2018

What clients mention most on Google:Fast processCommitment to clientsHelps you buyStrong negotiation

Real closing days 🔑

Family on their home closing day with Sully Ruiz
Family on their home closing day with Sully Ruiz
Family on their home closing day with Sully Ruiz

Liz Fernandez

1 week ago

Sully y sus asociados son personas maravillosas, te ayudan en cada paso del proceso. ¡Comprar una casa es muy fácil! Sin duda la recomendaría a todos mis amigos y familiares.

Donata Alberico

1 month ago

Una excepcional persona, que combina profesionalismo con una calidez humana admirable. Su capacidad para comunicar, escuchar y conectar con las personas crea un ambiente de confianza. Sin duda, su calidad humana marca la diferencia en cada experiencia.

Diego Hernandez

3 months ago

No tengo palabras para describir lo bien que está Sully Ruiz y su equipo. Como comprador de vivienda por primera vez, tenía muchas preguntas y me ayudaron en cada paso. Fueron pacientes, expertos y siempre estuvieron disponibles cuando los necesité.

Miguel Arturo Sierra Zárate

5 months ago · Local Guide

Trabajar con Sully fue fantástico. Desde el principio, la comunicación fue rápida y eficaz, y el apoyo que recibí de Sully y su equipo durante el proceso fue excepcional.

Barbara Sanchez

6 months ago

Sully no solamente nos tuvo paciencia, sino que además nos ayudó a elegir la mejor casa para mis hijas y para mí. Una mujer llena de buen gusto y amabilidad. ¡GRACIAS!

Alberto Plumbing

1 year ago · Local Guide

The best agent ever in Austin!! Sully! She can make your dream to be a homeowner happen — just give her a call. She is amazing and will work hard to bring you the best deal ever.

Lianny Perera Fernandez

1 year ago

Compramos hace poco con Sully, estamos muy contentos. El proceso fue rápido, Sully encontró exactamente la casa que buscábamos. Muy eficiente su trabajo y el de su equipo. Súper recomendada.

Gleysi White

1 year ago

¡Excelente! Logró que obtuviera la casa de mis sueños. Súper agradecida con ella y su equipo de trabajo. Súper recomendada.

Liz Fernandez

1 week ago

Sully y sus asociados son personas maravillosas, te ayudan en cada paso del proceso. ¡Comprar una casa es muy fácil! Sin duda la recomendaría a todos mis amigos y familiares.

Donata Alberico

1 month ago

Una excepcional persona, que combina profesionalismo con una calidez humana admirable. Su capacidad para comunicar, escuchar y conectar con las personas crea un ambiente de confianza. Sin duda, su calidad humana marca la diferencia en cada experiencia.

Diego Hernandez

3 months ago

No tengo palabras para describir lo bien que está Sully Ruiz y su equipo. Como comprador de vivienda por primera vez, tenía muchas preguntas y me ayudaron en cada paso. Fueron pacientes, expertos y siempre estuvieron disponibles cuando los necesité.

Miguel Arturo Sierra Zárate

5 months ago · Local Guide

Trabajar con Sully fue fantástico. Desde el principio, la comunicación fue rápida y eficaz, y el apoyo que recibí de Sully y su equipo durante el proceso fue excepcional.

Barbara Sanchez

6 months ago

Sully no solamente nos tuvo paciencia, sino que además nos ayudó a elegir la mejor casa para mis hijas y para mí. Una mujer llena de buen gusto y amabilidad. ¡GRACIAS!

Alberto Plumbing

1 year ago · Local Guide

The best agent ever in Austin!! Sully! She can make your dream to be a homeowner happen — just give her a call. She is amazing and will work hard to bring you the best deal ever.

Lianny Perera Fernandez

1 year ago

Compramos hace poco con Sully, estamos muy contentos. El proceso fue rápido, Sully encontró exactamente la casa que buscábamos. Muy eficiente su trabajo y el de su equipo. Súper recomendada.

Gleysi White

1 year ago

¡Excelente! Logró que obtuviera la casa de mis sueños. Súper agradecida con ella y su equipo de trabajo. Súper recomendada.

Guarantee

And what if I don't qualify yet?

Then your session is worth even more.

  • I calmly explain why today isn't the right time.
  • I tell you which numbers to move (credit, debts, savings).
  • I leave you with your Plan Ruta al SÍ™ so that, when the YES comes, you feel safe and proud of the decision.

Your Plan Ruta al SÍ is yours, at no cost and no obligation — even if you decide this isn't your year. Commission is handled separately in your representation agreement.

The only risk is spending another year saying "next year we buy" without a real plan.

Closing

Stop living with doubt. Start living with a plan.

If you've been working hard for years and still feel like your life doesn't reflect all your effort, you don't need another video on social media. You need your Plan Ruta al SÍ™: 20 minutes of honest clarity and your next 3 steps written down — with the 3% down, no-PMI route.

How would you like to start your Plan?

Pick whichever feels easier — both reach Sully.

★ 5.0 on Google · 150+ families already on their Ruta

Your Plan Ruta al SÍ™ starts here

3 quick questions · under 1 minute

First, your contact details

This saves your spot. If you get interrupted, we'll help you finish by phone or WhatsApp.

When would you like to buy?

What's your household yearly income?

How do you receive your income?

By submitting, you agree to receive calls, text/WhatsApp messages, and email from Sully Ruiz · Keller Williams Austin NW about your real estate inquiry, and to receive tips and updates by email. You can unsubscribe at any time. Consent is not a condition of any purchase. Reply STOP to opt out at any time. See our Privacy Policy, Information About Brokerage Services, and Consumer Protection Notice.

Frequently asked

The session, the checklist, and the lender intro are no-cost. My Realtor compensation (the commission) is agreed in writing in your Buyer Representation Agreement before we tour homes — the terms and who pays are negotiated per transaction, and we always review it together before you sign anything.