Homebuying plan · Austin
Your home may be closer than you think. Start your homebuying plan today.
Sully Ruiz · Real estate agent · Keller Williams Austin NW · TX License #0742907
Free · start today
Start with the information you already have.
The checklist arrives by email. Complete your plan with Sully in the 20-minute session.
- Your starting point
- Your next 3 steps
- What to prepare next
Why is it free? My compensation as your agent is agreed in writing in your Buyer Representation Agreement before we tour homes — we review it together and terms vary by transaction.
Your situation determines the next step.
Tell us when you'd like to buy.
That timing helps us prepare the conversation and agree on your next steps.
Is one of these your question?
How much do I need before I start?
Down payment, closing costs and a reserve: you want to know what to prepare for your case, not the internet's generic advice.
What will a lender ask me for?
You want to show up with the paperwork ready, not discover it at the appointment.
Now or next year?
You want to know what to get ahead on today, based on when you'd like to buy.
What monthly payment can I carry?
One that doesn't drown you, with taxes, insurance and HOA included.
And in what order does it all go?
From pre-approval to keys: who does what, and when.
We start with the one that matters most to you.
General advice doesn't answer every question about your situation.
Before searching for a home, you may have questions like these:
During the session, we organize your questions and distinguish what you can prepare from what a lender needs to evaluate.
A starting point for you
We review your situation and agree on what to do next.
In English or Spanish, using the information available and the questions still open.
That's how your homebuying plan begins.
What's included in your homebuying plan
The checklist helps you understand the process. In the 20-minute session, we apply it to your situation and agree on your next steps.
Illustrative image. What reaches your inbox is the checklist (2-page PDF); we complete the plan in your session.
Top Producer 2025 Keller Williams · for individual units closed and individual gross commissions
Your comfortable monthly payment
We look together at an approximate monthly payment you can carry without drowning.
The formal mortgage qualification is done by a licensed lender.
Your complete route in 5 steps
A 20-point checklist in 5 steps (2-page PDF): credit, savings, documents, pre-approval and your search. It lands in your inbox when you submit the form, so you can use it before your session.
In your session, we mark together the steps that apply to you.
Lenders who actually explain things well
If it makes sense, I suggest 1–2 lenders.
They regularly work with buyers in Texas.
I receive no compensation for referring you.
The whole Plan is at no cost
The session, the checklist and the lender intro.
My compensation as your agent is agreed in writing in your Buyer Representation Agreement before we tour homes — we review it together and terms vary by transaction.
What we do in the 20-minute session
- 1
Review your starting point
We discuss your timing and what you already know about savings, income, and expenses.
You can tell us which figures you're still unsure about.
- 2
Identify what still needs preparation
We organize your questions and review what to gather before speaking with a lender.
Timing and options depend on your situation.
The formal loan qualification is done by the lender, not by me.
- 3
Agree on your next 3 steps
We write down what to prepare or review next.
If you'd like to work with me, we also review the service and representation terms before touring homes.
Clients who already found their YES
Bilingual · Service in Spanish and English
Liz Fernandez
Sully y sus asociados son personas maravillosas, te ayudan en cada paso del proceso. ¡Comprar una casa es muy fácil! Sin duda la recomendaría a todos mis amigos y familiares.
Donata Alberico
Una excepcional persona, que combina profesionalismo con una calidez humana admirable. Su capacidad para comunicar, escuchar y conectar con las personas crea un ambiente de confianza. Sin duda, su calidad humana marca la diferencia en cada experiencia.
Diego Hernandez
No tengo palabras para describir lo bien que está Sully Ruiz y su equipo. Como comprador de vivienda por primera vez, tenía muchas preguntas y me ayudaron en cada paso. Fueron pacientes, expertos y siempre estuvieron disponibles cuando los necesité.
Miguel Arturo Sierra Zárate
Local Guide
Trabajar con Sully fue fantástico. Desde el principio, la comunicación fue rápida y eficaz, y el apoyo que recibí de Sully y su equipo durante el proceso fue excepcional.
Barbara Sanchez
Sully no solamente nos tuvo paciencia, sino que además nos ayudó a elegir la mejor casa para mis hijas y para mí. Una mujer llena de buen gusto y amabilidad. ¡GRACIAS!
Alberto Plumbing
Local Guide
The best agent ever in Austin!! Sully! She can make your dream to be a homeowner happen — just give her a call. She is amazing and will work hard to bring you the best deal ever.
Lianny Perera Fernandez
Compramos hace poco con Sully, estamos muy contentos. El proceso fue rápido, Sully encontró exactamente la casa que buscábamos. Muy eficiente su trabajo y el de su equipo. Súper recomendada.
Gleysi White
¡Excelente! Logró que obtuviera la casa de mis sueños. Súper agradecida con ella y su equipo de trabajo. Súper recomendada.
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Step 1 of 2 · your 3 answers
Start your homebuying plan
3 questions and your details. Then choose a time to talk.
Your checklist arrives by email. In the 20-minute session, we review your situation and complete the plan.
5.0 on Google
What if the time isn't right yet?
The conversation can help you get ready.
Review what's outstanding
Identify the information you need to gather.
Agree on what to prepare
Set concrete steps to continue.
You decide when to return
You can use the plan even if you decide to wait.
Your Plan Ruta al SÍ is yours, at no cost. Even if you decide this isn't your year.
Commission is handled separately in your representation agreement.
Choose your next step with information about your own situation.
Start with the questions you have today.
You don't need to know the whole process to get started.
Tell me about your situation and we'll agree on what to prepare next.
- 20-minute session
- Your next 3 steps
- Free