10 posts
Yes, you can buy a home during an active Chapter 13 bankruptcy in Texas. Learn the loan options, trustee requirements, waiting periods, and step-by-step process.
Yes, you can get a mortgage with a new job. Learn the employment history requirements for FHA, conventional, VA, and USDA loans in Texas — and what documents you need.
Learn FHA down payment, credit score, MIP, and Austin-area costs for Texas buyers in 2026. Talk with Sully Ruiz to compare your options.
Learn what PMI means in Texas, when it applies, how removal works, and whether low-down-payment buyers in Austin should avoid it. Book a free consult.
Learn what debt-to-income ratio lenders look for in Texas, how DTI affects loan options, and what Austin-area buyers can do next.
PMI is usually required on a conventional loan with less than 20% down. Learn how it works in Texas and when you can remove it.
Learn how immigrants can build credit in the U.S. and prepare for homeownership in Texas. Start with Sully Ruiz today.
Learn the credit score ranges Texas buyers usually need for FHA, conventional, VA, USDA, and ITIN loans. See your next step with Sully Ruiz.
Compare FHA, conventional, VA, USDA, jumbo, and ITIN loans in Texas so you can choose the right mortgage for your budget and timeline. Book a free consult.
Learn which Austin and Travis County down payment assistance programs may help in 2026, including city, TSAHC, and TDHCA options.