Buyer Guide13 min read
Can You Buy a House Without a Social Security Number?
Can you buy a house without an SSN in Texas? Learn the real options, documents, and costs, then talk with Sully Ruiz for a plan.
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Buyer Guide
9 posts
Buyer Guide13 min read
How to Start Investing in Austin Real Estate in 2026
Thinking about your first Austin investment property? Learn the numbers, risks, neighborhoods, and financing basics before you buy.
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Buyer Guide14 min read
Understanding Closing Costs in Texas: A Complete Breakdown
Closing costs in Texas run 2%–5% for buyers and 6%–9% for sellers. Learn every fee line by line, with a real $400K Austin example and tips to reduce what you pay.
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Buyer Guide14 min read
How to Get Pre-Approved for a Mortgage in Austin: 2026 Guide
Step-by-step guide to getting mortgage pre-approved in Austin, TX. Learn credit score requirements, documents needed, and how much home you can afford in 2026.
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Buyer Guide15 min read
Down Payment Assistance Programs in Texas (2026)
Texas homebuyers in 2026 can access up to $40,000 in down payment assistance. Learn which DPA programs cover Austin, how to stack them, and how to qualify.
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Buyer Guide14 min read
ITIN Loans in Texas: How to Buy a Home Without a SSN
Yes, you can buy a home in Texas without a Social Security Number. Learn how ITIN loans work, what documents you need, down payment requirements, and step-by-step guidance for 2026.
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Buyer Guide16 min read
First-Time Homebuyer Guide: Austin Metro 2026
Complete 2026 guide for first-time homebuyers in Austin, TX. Learn about loan options, down payment assistance programs up to $30K, and the best affordable suburbs.
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Buyer Guide13 min read
Texas Property Tax Checklist: 3 Things Every Homeowner Must Do
Lower your Texas mortgage payment with 3 free steps: homestead exemption (40K off taxable value), annual insurance shopping, and protesting your appraisal before May 15.
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Buyer Guide12 min read
First-Time Homebuyer Guide for Hispanic Families in Austin, TX (2026)
Can you buy a home in Austin without a Social Security Number? Yes. Complete guide covering ITIN loans, down payment assistance, programs, and step-by-step process for Hispanic families.
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